Share 'Cover Art? Where to find AFFORDABLE artists or the best tools to do it yourself??'

Hi everyone.   I have been on the hunt for some great cover art for my ebooks and seem to keep getting looped back to artists who charge in the hundreds of dollars for their work.  While I'm not disputing that they are indeed fantastic artists, I was wondering if there are not artists out there who do cover work that is great for a paranormal romance writer but that will not cost the proverbial a…